Liability Coverage
Bodily Injury Liability Protection- provides coverage if you or a covered driver are legally liable in an auto accident in which others suffer bodily injury or are killed.
Property Damage Liability Protection- provides coverage if you or a covered driver are legally liable for damages to another's property, including loss of use resulting from an auto accident.
No-Fault (Personal Injury Protection) Coverage
Provides coverage for 80% of reasonable and necessary medical expenses, as well as coverage for income loss, loss of services and funeral expenses resulting from bodily injury sustained by you, y our covered passengers, or covered family members in a covered motor vehicle accident, regardless of the insured negligence. This coverage is automatically provided in your policy in an amount at least equal to the minimum limits required by Florida law.
Uninsured/ Underinsured Motorists Coverage
Provides coverage if you, covered family members, or your covered passengers suffer bodily injury or are killed in an accident involving a legally liable uninsured or underinsured driver.
Collision Insurance
This coverage helps pay for damage to your insured vehicle caused by a covered accident with another vehicle or a collision with most anything else, such as a tree.
Provides coverage for direct and accidental loss to your covered vehicle (up to the actual cash value) caused by falling objects, fire, theft, vandalism, and many other non-collision losses. A deductible may apply to this coverage.
