Is your home covered against flood damage?
Did you know that during the course of a 20 year mortgage you have a 26% chance of experiencing flood damage? Even if you don't live in a high –risk flood zone, you may still experience flooding- 25% of all flood claims are from people who live outside a high-risk zone.
Imagine how expensive it would be to rebuild or repair your home and replace all your personal possessions. Losses due to flooding could have a serous effect on your financial well-being. But that is where your O'Quinn agent and the National Flood Insurance Program can help.
Check you homeowner's insurance policy?
Most homeowners insurance policies don't cover flood damage. So, you may need a separate flood insurance policy to protect against losses from flooding.
I rent my house or apartment do I need flood Insurance?
Whether you rent a condo, an apartment, a house or a co-op, flood insurance may seem like a strange thing to need when you already have insurance and you don't own the place you call home.
